Most lenders charge fees to refinance a loan. So, if you plan to only stay in the property for a couple of years, your monthly savings may not accumulate to recoup these costs. Example: A lender charged $1,000 to refinance your loan that resulted in saving you $50 each month; it would take 20-months to recoup your initial costs. Some lenders will charge a slightly higher than average interest rate on refinance loans, but will waive all costs associated with the loan. This will depend on the interest rate on your current loan.
License Info:
Everwise Home Loans and Realty is licensed and/or registered to conduct residential mortgage origination under NMLS #1739012 and in: Arizona Lic #1002618; California DRE Lic/Reg #02067255, Colorado under its NMLS #1739012; Florida Lic/Reg #MBR3070; Oregon Lic/Reg #ML-5713; Washington Lic/Reg #MB-1739012. https://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1739012
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Everwise Home Loans & Realty 15615 Alton Pkwy, Suite 450 Irvine, CA 92618 Phone: 833-4EVERWISE [email protected]
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